Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Fall Safety and Security Tips to Implement in Your Business
Posted: September 4, 2021
Fall Safety and Security Tips to Implement in Your BusinessEvery season of the year poses safety and security challenges. In the fall, the days grow shorter and the nights grow longer, providing greater opportunity for thieves and vandals. Falling leaves can make walkways slippery, increasing accident risks. The following tips can help you reduce the risks for your business during the autumn months. Install Proper Lighting We have fewer hours of daylight in the...
Is Lost or Stolen Jewelry Covered by Homeowners Insurance?
Posted: September 1, 2021
Is Lost or Stolen Jewelry Covered by Homeowners Insurance?Personal jewelry items can be extremely valuable. For example, the average cost of an engagement ring in the U.S. is $7,829, as reported by Brides.com. A strand of South Sea pearls can be worth more than $100,000, as stated by The Pearl Source. If jewelry is lost or damaged because of a covered peril, such as theft, it is covered by homeowners insurance, up to...
When to Consider Supplemental Health Insurance
Posted: August 25, 2021
When to Consider Supplemental Health InsuranceSupplemental health insurance can cover out-of-pocket expenses that your regular health insurance plan does not cover. Many older adults purchase this type of plan when they go on Medicare. Younger individuals may also consider supplemental health coverage to pay for deductibles, co-pays, coinsurance, and other expenses that may arise in the event of a serious accident or illness. If you are under age 65 and...
Starting a Family? Consider These Types of Life Insurance
Posted: August 22, 2021
Starting a Family? Consider These Types of Life InsuranceWhen you have children, it is more important than ever to have life insurance. You want to provide for them in case something should happen to you. Death benefits from a life insurance policy could cover the mortgage payments, pay for your child’s college education, and help support your family. What Are the Different Types of Life Insurance? The two main types of life insurance...
What Is Employment Practices Liability Insurance, and Why Does My Business Need It?
Posted: August 19, 2021
What Is Employment Practices Liability Insurance, and Why Does My Business Need It?Employee lawsuits against employers are on the rise. Employment practices liability insurance (EPLI) is coverage to protect your business against employee claims that their rights have been violated. Some insurers will provide this coverage as a Business Owners Policy (BOP) endorsement, while others offer it as stand-alone insurance. What Does EPLI Cover? Employment practices liability insurance provides protection against a range of employee claims, including:...
