Your Local Norfolk Independent Insurance Agency

Bruce Laderberg Insurance Agency specializes in insurance for autos, homeowners, motorcycles, bonds, boats, business, life/health, and employee benefits.

Our mission is to provide counseling and advice to clients to help them choose the products that will best protect them and their families in times of loss. This advice would be the same as we would give to my own family.

Owner, Bruce Laderberg, has vast experience in insurance and other fields including retail, customer service and accounting. As an Owner and Agent of his own Agency since 1994, Bruce has learned all aspects of running an insurance business. From marketing, hiring, training and writing quality business, he has the vision and know-how to become the region’s most successful Independent Agency.

During his career, Bruce has been deeply engaged in the insurance industry. He is a Past President of the Norfolk Insurance Association and Past Regional Vice President of the Virginia Association of Insurance and Financial Advisors. He has won numerous awards from both his time as a Farmers Agent and the broader community. Currently serves on the board of the Independent Insurance Agents of Virginia (IIAV).

Bruce Laderberg
Bruce Laderberg
Agency Owner
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Recent News & Updates

Does Health Insurance Cover Mental Health Treatment?

As reported on HealthCare.gov, mental health and substance abuse services are covered as essential benefits under all Marketplace plans. These plans are required to provide “parity” protections between medical and surgical benefits and mental health and substance abuse benefits. What this means, generally, is that the limits cannot be more restrictive for one than the other. This parity applies to: Financial limits, such as copayments,...

Is Taking The Accelerated Death Benefit Worth It?

Accelerated death benefits are a relatively new option with life insurance policies. To qualify for these benefits, you must be terminally ill or chronically ill in some cases. For policyholders with severe health conditions, it may be worth it to take advantage of this option. How Do Accelerated Death Benefits Work? When you take accelerated death benefits, you get a portion of the benefits from...

Common Benefits Of Commercial Property Insurance

Owning commercial property carries significant risks, which is one reason many businesses elect to lease rather than own. Fire, theft, and natural disasters such as tornadoes and hurricanes can have a heavy financial impact. Commercial property insurance is designed to help mitigate the risk of owning commercial property. What Types Of Protection Does Commercial Property Insurance Provide? When a commercial property is leased or rented,...

Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?

Your personal auto insurance policy provides protection against liability, bodily injury, and property damage in case you are involved in an accident in the U.S. But what happens if your travels take you into Canada, Mexico, or beyond? Are you still covered once you cross the U.S. border? The answer depends on which country you are driving to. Yes, if your trip is to Canada....