Bruce Laderberg Insurance Agency | Insuring Norfolk & Virginia

Our mission is to provide counseling and advice to clients to help them choose the products that will best protect them and their families in times of loss. This advice would be the same as we would give to my own family.

Owner, Bruce Laderberg, has vast experience in insurance and other fields including retail, customer service and accounting. As an Owner and Agent of his own Agency since 1994, Bruce has learned all aspects of running an insurance business. From marketing, hiring, training and writing quality business, he has the vision and know-how to become the region’s most successful Independent Agency.

During his career, Bruce has been deeply engaged in the insurance industry. He is a Past President of the Norfolk Insurance Association and Past Regional Vice President of the Virginia Association of Insurance and Financial Advisors. He has won numerous awards from both his time as a Farmers Agent and the broader community. Currently serves on the board of the Independent Insurance Agents of Virginia (IIAV).

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Common Commercial Property Insurance Exclusions

Posted: September 19, 2019

Commercial property insurance is designed to protect the physical assets of your business from specific perils, including fire, explosions, storms, burst pipes, vandalism, and theft. It protects your building and its contents, along with fences, signs, and other exterior fixtures. It is a core coverage of your business insurance policy. If you have purchased commercial property insurance coverage for your business, you can expect to...

Understanding The Liability Portion Of Homeowners Insurance

Posted: September 16, 2019

Generally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides...

Health Insurance Options For The Self-Employed

Posted: September 10, 2019

More Americans today are making the decision to be self-employed. Although this course of action has many advantages, sourcing your own health insurance is not among them. With the rising costs of healthcare, health insurance is essential for everyone, including the self-employed. If you go uncovered, you may have to pay costly medical bills out of pocket, losing the opportunity to have affordable access to...

Voluntary Term Life Insurance Vs. Voluntary Permanent Life Insurance

Posted: September 7, 2019

Voluntary life insurance is an optional benefit offered to employees by employers. It pays cash benefits to a beneficiary upon the death of the insured. In exchange for the employer’s guarantee of payment of these benefits, the employee pays a monthly premium. Typically, employer sponsorship makes premiums less costly than for individual life insurance policies. Types Of Voluntary Life Insurance Employers can provide two types...