Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
When to Consider Supplemental Health Insurance
Posted: August 25, 2021
When to Consider Supplemental Health InsuranceSupplemental health insurance can cover out-of-pocket expenses that your regular health insurance plan does not cover. Many older adults purchase this type of plan when they go on Medicare. Younger individuals may also consider supplemental health coverage to pay for deductibles, co-pays, coinsurance, and other expenses that may arise in the event of a serious accident or illness. If you are under age 65 and...
Starting a Family? Consider These Types of Life Insurance
Posted: August 22, 2021
Starting a Family? Consider These Types of Life InsuranceWhen you have children, it is more important than ever to have life insurance. You want to provide for them in case something should happen to you. Death benefits from a life insurance policy could cover the mortgage payments, pay for your child’s college education, and help support your family. What Are the Different Types of Life Insurance? The two main types of life insurance...
What Is Employment Practices Liability Insurance, and Why Does My Business Need It?
Posted: August 19, 2021
What Is Employment Practices Liability Insurance, and Why Does My Business Need It?Employee lawsuits against employers are on the rise. Employment practices liability insurance (EPLI) is coverage to protect your business against employee claims that their rights have been violated. Some insurers will provide this coverage as a Business Owners Policy (BOP) endorsement, while others offer it as stand-alone insurance. What Does EPLI Cover? Employment practices liability insurance provides protection against a range of employee claims, including:...
Safety Tips to Remember During Motorsports Awareness Month
Posted: August 16, 2021
Safety Tips to Remember During Motorsports Awareness MonthOriginally, motorsports in America were mainly about motocross, NASCAR, or drag racing. Today, they often involve motorcycles or all-terrain vehicles (ATVs). August is Motorsports Awareness month in the U.S. This is a time for promoting the enjoyment of motorsports and for educating people regarding safety. It is also an excellent time of year for motorcycle road trips or exploring trails on ATVs. These common-sense safety...
Do Freelancers and Gig Workers Get Employer-Sponsored Health Insurance?
Posted: August 10, 2021
Do Freelancers and Gig Workers Get Employer-Sponsored Health Insurance?With the high cost of healthcare today, we all need health insurance. Freelancers and gig workers do not have the benefit of an employer-sponsored group health plan, but they can still purchase health insurance to help cover their medical expenses. The following are some possible options. The Marketplace Individual health insurance is available for purchase through the Marketplace at healthcare.gov. There are many options from...
